šŸ”— Cash App lets you pool money from friends through Apple Pay:

One of the most popular uses for theĀ Cash AppĀ is collecting payments from groups of friends, whether that’s an immediate need like paying a restaurant bill or a future one, like collecting money for a shared gift. […]

But what’s more notable is that not everyone in the group needs to use the app. If they don’t, you can send them a request for payment via Apple Pay or Google Pay, and all they need do is tap the link and make the payment. There’s no need to install the app.

Handy!